Market Risk 10.22.12


This is a model for measuring Market Risk in the overall equities markets. There are the short term indicators of which a simple average is calculated and a simple average of long term indicators. The short term are plotted on the horizontal axis and the long term indicators are plotted on the vertical axis. The goal is to identify the levels of risk within the market at a point in time.

Risk management is not a straightforward proposition in the markets. This will only give the reader an idea of the current level. It is important to note the 2008 beating in the markets came while this was in the middle box, albeit while trending from higher levels of risk the year before.

I welcome any feedback or suggestions.

Please consult your financial advisor before taking any action. This is not intended to be a substitute for financial planning, wealth management, or any other financial advice.

 

 

Relationships and Shifting Contexts


One of the benefits of my work is the opportunity to work with some outstanding people throughout the country. And as diverse as any population segment in America is, there are some common, not universal, traits. One of those is small and medium sized enterprise operators (SME’s) tend to make decisions based on more social reasons than business reasons.

A client is currently unraveling some decisions made over the years and as we are working through these, a distinct pattern began to emerge. The client had business and social relationships who were shifting the context of the interactions and the client was not quickly “putting on the business hat” to make better decisions.

This is a simple box graph illustrating the Relationships and the context of the interactions. Business relationships with business oriented interactions as well as the social/social interactions are straightforward. Where I have seen missteps is where a social relationship begins to shift the interaction to a business context and before the SME realizes it, they are making a decision based on the social relationship and not necessarily the best business decision.

I have been using this with those clients simply to illustrate to them the segments and provide “tools” for them to use when they find themselves in a shift.

Intermediate Objectives Map


Reblogging Bob Sproull’s take on Intermediate Objectives Map

 

A Link to NOVACES

Posted: 01 Sep 2012 03:01 AM PDT

Today I want to give you a link to my company’s (NOVACES) blog postings where I also contribute.  The link below is a link to a posting I wrote about a different way to use the Intermediate Objectives Map.  I use this when I don’t have time to do a full Thinking Process analysis.

http://novaces.com/blog/constraints-management/intermediate-objectives-map-%e2%80%93-a-great-planning-and-execution-tool

Bob Sproull

Geeks to face Geniuses


On Tuesday there was a need to acquire a flash drive at work. I asked where the nearest store was carrying these items. Best Buy. So I quickly drove there.

I was greeted by someone who was standing at a station facing into the store. He said something like welcome to Best Buy can I help you? This was awkward because he was not facing us as we were walking in to the store. After selecting a drive, I wanted to hurry to the checkout. I saw a desk where there were cash registers and employees. So I stood there. And I stood there. The reason, there were three other customers who were engaged in conversation with those employees. It began to become clear to me, this was more than a scan swipe scurry scenario.

Looking closer, I see Geek Squad logos. Ah, I must be at the customer service area where they do returns or fix the product or warranty stuff. Then slightly behind me I notice about 5 checkout lines with idle checkout employees.

Having thought nothing more of it, I read this WSJ article this morning. http://online.wsj.com/article/SB10001424052702303684004577507033027128596.html?mod=WSJ_article_MoreIn_Business. Aha. Now it all makes sense.

Best Buy is now going to offer service and support. The article suggests they are going to emulate the Apple experience at it’s Genius Bar. According to data from ACSI, the more complex features a user utilizes on a smartphone, the less satisfied they are. http://www.acsimatters.com/. And Best Buy is in a competitive market position to take advantage of increasing customer experience.

Additional considerations for Best Buy on improving the customer experience.

1. It is considered polite to be facing customers when they arrive. Apple stores don’t have stations in the front of the stores. There are usually an employee or two standing at the front door to ask if they can help.

2. If I were on my own looking at say iPads, an Apple employee would approach me and  offer answer any questions I may have on that product.

3. In the event I need someone to help me with a product, or I need a repair, I can go online to the Apple Store and book an appointment with the Genius Bar.

4. Advertise, Promote and Distinguish. Make every customer and potential customer know there is help with that product or device at the store.

Best Buy reported 1103 stores in the U.S. in their latest financial report. Apple has 257 listed in the U.S. on their web page. Best Buy has the advantage in number of stores and the potential to offer the broadest scope increasing customer satisfaction. And where customer satisfaction is increased, profits follow.

 

 

The Avatars Are Taking Over

Reblogged from Startups, Technology and Life:

The future is coming. Whether we like it or not, humans are being replaced by technology. The Port Authority of New York City will be implementing these in the near future at select airports:

This makes sense in the areas of lower operating costs (not paying employees), ensured professionalism, and less stress on employers (they don't have to listen to everyday employee issues).

Read more… 147 more words, 1 more video

Where can Avatars replace us humans? Tellers, agents, drive-throughs, box offices, medical receptionists, cashiers, end of the aisle kiosks, restaurants, commoditized services such as car insurance.

Social Media Statistics on the Fortune 500 Companies [infographic]

Reblogged from Strategy Plan One:

Click to visit the original post

Strategy Plan One

May 22, 2012 

Social Media Statistics

How well are Fortune 500 companies doing in the social media world?  Here's some more social media statistics on Fortune 500 companies through this Infographic by Go-Gulf web technologies.

Highlights of Fortune 500 companies and integration into social media:

  • Only 23% have corporate blogs, compared to 37% of Inc 500 companies 

Read more… 85 more words

Here are some great infographics on the usage of social media by the Fortune 500. With technology being the great equalizer in branding, this opens the door for the SME's (small and medium sized enterprises)!!

Apple sells more Smartphones, but who sells more cell phones?


Image

http://www.statista.com/chartoftheday/media/

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